X-PHY continuously tests applications, APIs, identities, business logic and AI agents to find exploitable attack paths — then gives you the evidence to fix, verify and assure them. It runs inside your own perimeter and seals every result to a hardware root of trust.
Automated tools flood teams with unverified findings and miss the flaws that actually move money. The market has rejected unaccountable AI — support for fully-automated pentesting fell to single digits. What banks need is machine speed with human-grade accountability.
The rules that lose money — limits, maker-checker, entitlements, claims aggregates — live in your documents, not in code. Scanners built to read code rarely reach them.
Copilots and agents with real tool access can be manipulated into acting beyond the invoking principal. Most tools do no AI testing at all.
AI output is frequently overstated. Autonomous reports don't satisfy auditors who require reproducible evidence and a named tester.
Regulated institutions can't ship source, findings or traffic to a foreign SaaS. Cloud-only tools are closed off before the first scan.
The loop only closes because of what sits under each step. Together these capabilities are why a regulated institution can say yes.
Every finding is a replayable capsule. A separate engine re-executes it three times against clean state; anything that doesn't reproduce is never reported. Every reported finding is backed by reproducible evidence — and labelled with how far it was driven: observed, exploitability proven, or business impact proven.
X-PHY converts your explicit business obligations — authority matrices, approval rules, product terms and transaction limits — into executable adversarial invariants, then tasks agents with violating them.
Indirect prompt injection, agent-authority escalation and forgeable tokens, chained into the rest of the estate and tested alongside every other layer.
Runs entirely inside your perimeter. No source, no finding, no packet leaves your jurisdiction — the difference between being allowed to bid and not.
Evidence is signed with software Ed25519, and can be sealed to a non-extractable key inside an X-PHY Cyber Secure SSD for on-prem deployments. Every capsule is labelled with its trust mode — X-PHY never presents a software signature as hardware attestation.
One structured evidence base emits regulator-specific packs — MAS TRM, BNM RMiT, HKMA iCAST, PCI DSS — each countersigned by an accredited human tester.
Eight steps, threat-intelligence-led in the shape MAS, HKMA and DORA expect. At every step you see exactly what you provide and what X-PHY does.
A one-page rules-of-engagement fixes targets, off-limits systems, a financial-effect ceiling, the test window and the named accountable tester — the pre-engagement alignment regulators require before any offensive activity.
X-PHY stands up as an appliance in your own environment. Source, traffic, findings and credentials never leave your jurisdiction — the difference between being allowed to bid and not.
X-PHY crawls the estate, authenticates as real users (credentials stay in your perimeter, MFA pause-and-resume), and builds an application model — routes, roles, objects, ownership, data classes and your business rules — so attacks are application-specific, not signature-based.
Testing starts read-only (GET-only), then widens to authorized exploitation as confidence builds — BOLA/BFLA, broken auth & forgeable tokens, OAuth/FAPI flaws, business-logic abuse (transaction limits, maker-checker), and AI-agent manipulation — every action scoped, rate-limited and hash-logged. You watch it live.
Each candidate is re-executed three times against clean state, capturing request/response and route-level context. Anything that doesn't reproduce is discarded; everything reported carries reproducible evidence, labelled with the tier of proof it reached — observed, exploitability proven, or business impact proven.
Proven capsules are hash-chained and signed with software Ed25519, and can be sealed to a non-extractable X-PHY Cyber Secure SSD hardware key on-prem. Either way an auditor verifies the chain and signature offline, with no trust in the vendor.
Each finding ships a developer-ready fix prompt. After remediation, X-PHY re-runs the exact exploit capsule; three blocked replays flip the finding to Verified Closed. Continuous evidence across cycles — not a point-in-time PDF.
One evidence base emits per-regulator packs — MAS TRM, BNM RMiT, HKMA iCAST, PCI DSS — each clause-mapped and countersigned by an accredited tester. Then X-PHY re-tests affected paths on every change, so assurance is continuous.
We pointed X-PHY at VAmPI — a well-known open-source vulnerable API we did not write — and it reproduced 12 weaknesses across 7 OWASP API Top-10 classes, each re-executed 3/3. Six were driven through to proven business impact; six were retained at the evidence level actually demonstrated — nothing is overstated. Open the console to inspect every evidence capsule.
Multi-jurisdiction institutions pay repeatedly for overlapping tests. X-PHY derives a separate, clause-mapped attestation pack for each regulator from a single assessment.
The one thing no software-only competitor can match, because it requires the hardware.
Every proof capsule and hash-chained evidence bundle is signed with software Ed25519, and can be sealed to a key that lives inside an X-PHY Cyber Secure SSD — non-extractable, every signature produced on-device — for on-prem deployments. In both modes an auditor verifies the chain and signature offline — no network, no trust in the vendor.
A single operation, sealed and verifiable:
Open the operator console and inspect twelve replay-verified findings on a real target, or read the auditor-ready report.
A few details and we'll come back to scope it with you.